Financing

Fund your
project.

Excavation, ADUs, and custom homes are major investments. We offer monthly payment options through Hearth and connect Maine and New Hampshire owners with local lenders who actually know ADU lending — HELOCs, construction loans, and DSCR rental loans. We're the only site contractor in the region offering financing.

Monthly Payments

See your monthly payment in minutes.

Through our financing partner Hearth, you can compare personalized monthly payment options for your ADU, septic system, or excavation project — without touching your home equity.

  • Checking options won’t affect your credit score
  • No home equity or appraisal required
  • Works for septic, sitework, and full ADU builds
  • Funding often in days, not months
Ask About Monthly Payments

Construction Loans

Short-term loans used to cover the costs of building a new home or ADU. These typically convert to a standard mortgage once construction is complete.

  • Interest-only during build
  • Standard draw schedules
  • Convert to 15/30yr fixed
Discuss with an Advisor

HELOC & Home Equity

Leverage the equity in your current home to fund your ADU project. This is often the most cost-effective way to build an ADU / Tiny Home.

  • Low interest rates
  • Flexible borrowing
  • Tax deductible (consult pro)
Discuss with an Advisor

DSCR Rental Loans

For rental-income ADUs. Lenders look at the projected rental income of the unit to qualify the loan rather than your personal income.

  • No personal income check
  • Based on market rents
  • Ideal for investors
Discuss with an Advisor

The Financing Process

Four simple steps to get your project funded.

01

Free Estimate

Get a detailed turn-key estimate from Langone for your project costs.

02

Lender Match

We connect you with our list of local New England lenders who know ADUs.

03

Application

Submit your construction plans and estimate for loan approval.

04

Break Ground

Once funded, we begin the excavation and build process immediately.

Partnered with Local Banks

We've built strong relationships with community banks in Maine and New Hampshire. They understand the local zoning for ADUs and can offer faster approvals than national lenders.

Request Lender List